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	<title>The Dodge Family Blog &#187; serendipity</title>
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		<title>Zzz&#8230;</title>
		<link>http://www.dodgefam.com/archives/42-zzz.html</link>
		<comments>http://www.dodgefam.com/archives/42-zzz.html#comments</comments>
		<pubDate>Sat, 14 Jun 2008 15:48:42 +0000</pubDate>
		<dc:creator>Mike</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[Married Life]]></category>
		<category><![CDATA[house]]></category>
		<category><![CDATA[Johanna]]></category>
		<category><![CDATA[Mike]]></category>
		<category><![CDATA[price haggling]]></category>
		<category><![CDATA[queen sized bed]]></category>
		<category><![CDATA[rest]]></category>
		<category><![CDATA[ripoff]]></category>
		<category><![CDATA[Sarah]]></category>
		<category><![CDATA[serendipity]]></category>
		<category><![CDATA[sister]]></category>
		<category><![CDATA[sleep]]></category>
		<category><![CDATA[work]]></category>

		<guid isPermaLink="false">http://www.dodgefam.com/?p=42</guid>
		<description><![CDATA[The nights of tossing and turning, the achy mornings, the middle of the night let-the-dog-up-onto-the-bed -so-he-stops-barking interruptions are all behind me. Johanna and I finally went out and bought the new mattress we needed to get. Was it expensive? Was it King or Queen? Well&#8230;read on to find out! Amazingly enough, we found it at [...]]]></description>
			<content:encoded><![CDATA[<p>The nights of tossing and turning, the achy mornings, the middle of the night let-the-dog-up-onto-the-bed -so-he-stops-barking interruptions are all behind me. <a href="http://www.dodgefam.com/archives/tag/johanna" class="st_tag internal_tag" rel="tag" title="Posts tagged with Johanna">Johanna</a> and I finally went out and bought the new mattress we needed to get. Was it expensive? Was it King or Queen? Well&#8230;read on to find out!</p>
<p><span id="more-42"></span></p>
<p>Amazingly enough, we found it at the second store we went to. My <a href="http://www.dodgefam.com/archives/tag/sister" class="st_tag internal_tag" rel="tag" title="Posts tagged with sister">sister</a> <a href="http://www.dodgefam.com/archives/tag/sarah" class="st_tag internal_tag" rel="tag" title="Posts tagged with Sarah">Sarah</a> told me that my other sister Rachel had been referred to a store by my other sister Liz (!!!) and that I should check it out. The name of the store was Teton Nalder, but when we started looking for it, I misspelled Teton as Titan&#8230;and we couldn&#8217;t find it. So we started looking at any warehouse on KSL with good prices.</p>
<p>On the 7th we went out shopping with $350, and at the first warehouse we found something we could afford, but we wanted to wait until we had looked elsewhere before committing to it. Then, at the second warehouse, things got interesting.</p>
<p>When we arrived, Johanna reminded the sales rep they had talked on the phone, and that they had advertised a really inexpensive mattress. When we went back to see it, she said she only had twin mattresses to actually lay on, the larger ones weren&#8217;t on display but were in stock. Then, &#8216;FLOP,&#8217; she shows us the most embarrassing excuse for a mattress I have ever seen. Johanna&#8217;s sideways &#8216;are they <em>SERIOUS</em>&#8216; glance says it all. The mattress is covered with little blue rockets, and looks old enough to have come over on the mayflower.</p>
<p>Johanna said &#8220;We&#8217;re looking for something a little higher quality than that&#8230;&#8221; and the sales rep obliges us with &#8216;FLOP,&#8217; something dating from the civil war &#8211; blue without the rockets. At this point we were about ready to leave.</p>
<p>On the way out I saw the REAL mattresses, the nice ones with pillow tops and memory foam. I laid down on one and asked it&#8217;s price. The sales rep, desperate to keep us there, said it was $375 or so, but if we would buy it right then, she would give it to us for $350. Johanna thought it was comfortable, but I wasn&#8217;t totally sold &#8211; it was a little firm for my taste. So the rep left while Johanna and I talked it over.</p>
<p>I said I still didn&#8217;t want to spend money on that one. A mattress is a long-time purchase that you have to live with. I couldn&#8217;t live with a mattress that firm. So we decided against it, even though it was a nice one in our price range. We started walking out again, and saw their two top-of-the-line models. On a whim, I laid down on one.</p>
<p><em>INCREDIBLE!</em> A wonderful, WONDERFUL Queen mattress with memory foam, encased coils, just the right firmness, I was near tears! I lay there and told Johanna to try it out. &#8220;But it&#8217;s out of our price range&#8221; she chided. &#8220;Just try it out, this is what I am looking for. We can check for this firmness elsewhere, but I want you to feel this!&#8221; She obliged, and agreed, it was really, really comfortable.<em><br />
</em></p>
<p>But was it in our price range? The rep was desperate to get us to stay. It was about $475 for the mattress <em>without</em> tax. But if we would buy it right then, it was going to be $475 <em>with </em>tax. That was a better price than the other warehouse, but I was still nervous about the price of buying a box spring. She offered a mismatched one for $50 more, but I was still hesitant. Then, she offered to just include one. That meant we were getting a retail $1,200 bedroom for just $478.67 with tax. The other warehouse couldn&#8217;t come close. And that did it.</p>
<p>Agreeing to pay our $350 right then, and the additional $128.67 the following week, we went out to fill out the paperwork. Taped on the table we saw:</p>
<p style="text-align: center;"><em>&#8220;Checks payable to Teton Nalder&#8221;</em></p>
<p>I guess some things are meant to be.</p>
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		<item>
		<title>Success!!!</title>
		<link>http://www.dodgefam.com/archives/26-success.html</link>
		<comments>http://www.dodgefam.com/archives/26-success.html#comments</comments>
		<pubDate>Mon, 07 Apr 2008 15:03:02 +0000</pubDate>
		<dc:creator>Mike</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[Technobabble]]></category>
		<category><![CDATA[Barbecue]]></category>
		<category><![CDATA[blog]]></category>
		<category><![CDATA[Conference]]></category>
		<category><![CDATA[Dutch Oven]]></category>
		<category><![CDATA[Family]]></category>
		<category><![CDATA[food]]></category>
		<category><![CDATA[Sam]]></category>
		<category><![CDATA[serendipity]]></category>
		<category><![CDATA[work]]></category>

		<guid isPermaLink="false">http://www.dodgefam.com/?p=26</guid>
		<description><![CDATA[The conference not-really-a-bbq was a huge success. Mom and Dad, Yiz and Sam, even Jeremy showed up. Mom raved and raved about the food, and overall it was really fun to have &#8216;em over. The kids were nuts, but that is to be expected. In addition, I migrated the blog from Serendipity to WordPress, partly [...]]]></description>
			<content:encoded><![CDATA[<p>The <a href="http://www.dodgefam.com/archives/tag/conference" class="st_tag internal_tag" rel="tag" title="Posts tagged with Conference">conference</a> not-really-a-bbq was a huge success. Mom and Dad, Yiz and <a href="http://www.dodgefam.com/archives/tag/sam" class="st_tag internal_tag" rel="tag" title="Posts tagged with Sam">Sam</a>, even Jeremy showed up. Mom <em>raved and raved</em> about the <a href="http://www.dodgefam.com/archives/tag/food" class="st_tag internal_tag" rel="tag" title="Posts tagged with food">food</a>, and overall it was really fun to have &#8216;em over. The kids were nuts, but that is to be expected.</p>
<p><span id="more-26"></span></p>
<p>In addition, I migrated the <a href="http://www.dodgefam.com/archives/tag/blog" class="st_tag internal_tag" rel="tag" title="Posts tagged with blog">blog</a> from <a href="http://www.dodgefam.com/archives/tag/serendipity" class="st_tag internal_tag" rel="tag" title="Posts tagged with serendipity">Serendipity</a> to WordPress, partly as an experiment to help the guys at <a href="http://www.dodgefam.com/archives/tag/work" class="st_tag internal_tag" rel="tag" title="Posts tagged with work">work</a> evaluate the blog software, but also because version 2.5 was just released, and it has some integration that I want to look into a lot. The theme has changed to something a lot more polished&#8230;let us know what you think!</p>
]]></content:encoded>
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		</item>
		<item>
		<title>Plastic Surgery</title>
		<link>http://www.dodgefam.com/archives/17-plastic-surgery.html</link>
		<comments>http://www.dodgefam.com/archives/17-plastic-surgery.html#comments</comments>
		<pubDate>Wed, 26 Mar 2008 08:43:59 +0000</pubDate>
		<dc:creator>Mike</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[Married Life]]></category>
		<category><![CDATA[budget]]></category>
		<category><![CDATA[cash]]></category>
		<category><![CDATA[dave ramsey]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[diet]]></category>
		<category><![CDATA[free-ninety-five]]></category>
		<category><![CDATA[house]]></category>
		<category><![CDATA[job]]></category>
		<category><![CDATA[Johanna]]></category>
		<category><![CDATA[mission]]></category>
		<category><![CDATA[new job]]></category>
		<category><![CDATA[Plastic]]></category>
		<category><![CDATA[serendipity]]></category>

		<guid isPermaLink="false">http://home.mikezilla.us/?p=18</guid>
		<description><![CDATA[Last night, Johanna and I went &#8220;under the knife&#8221; so to speak. Earlier this year I lost close to 40 lbs on a diet she helped me with (which I will be going on again soon ). Last night, we both decided that we need to lose a little bit more. So the gloves came [...]]]></description>
			<content:encoded><![CDATA[<p>Last night, <a href="http://www.dodgefam.com/archives/tag/johanna" class="st_tag internal_tag" rel="tag" title="Posts tagged with Johanna">Johanna</a> and I went &#8220;under the knife&#8221; so to speak. Earlier this year I lost close to 40 lbs on a <a href="http://www.dodgefam.com/archives/tag/diet" class="st_tag internal_tag" rel="tag" title="Posts tagged with diet">diet</a> she helped me with (which I will be going on again soon <img src='http://www.dodgefam.com/wp-includes/images/smilies/icon_smile.gif' alt=':-)' class='wp-smiley' />  ). Last night, we both decided that we need to lose a little bit more. So the gloves came off, we picked up the cutlery&#8230;and our debit card is no more. The &#8220;get out of <a href="http://www.dodgefam.com/archives/tag/debt" class="st_tag internal_tag" rel="tag" title="Posts tagged with debt">debt</a>&#8221; plan has begun.</p>
<p><span id="more-17"></span></p>
<div class="serendipity_entry_extended">
<p>Yes, in today&#8217;s world it might seem drastic, but it is possible to live  without any form of credit card at all. I cut up my regular visa a couple of  months ago, and it has been alright. But we can do more. With my new <a href="http://www.dodgefam.com/archives/tag/job" class="st_tag internal_tag" rel="tag" title="Posts tagged with job">job</a>, I am  waiting to see what my take home pay is after insurance is taken out. But if it  is anything close to what I hope it is, our <a href="http://www.dodgefam.com/archives/tag/budget" class="st_tag internal_tag" rel="tag" title="Posts tagged with budget">budget</a> will allow us to be  completely debt free (except the <a href="http://www.dodgefam.com/archives/tag/house" class="st_tag internal_tag" rel="tag" title="Posts tagged with house">house</a>) fairly soon. When I did the math in  January, we calculated 2 years to be debt free. It might take a little longer  than that, but in the grand scheme of things, it still isn&#8217;t bad.</p>
<p>What does all this have to do with you? Well, more than you would think,  actually. One of the reasons people find it so hard to get out of debt is that  they want to spend time with their friends doing fun stuff. Fun stuff usually  costs money. And they don&#8217;t have any money. So they &#8220;borrow&#8221; just a little, just  this once&#8230;and the cycle starts again. We don&#8217;t want to get into that habit  again.</p>
<p>As we begin the process of eliminating debt (<em>blasted student  loans!</em>), we will likely decline to participate in any activities that are  not in our budget. As of right now, that is pretty much everything. As we get  our debt under control, we can start to make small allowances for other  activities. Please be understanding and cooperative if you have a show or a  sporting event you want to go to, as we will likely not be able to attend for a  while&#8230;unless admission is <a href="http://www.dodgefam.com/archives/tag/free-ninety-five" class="st_tag internal_tag" rel="tag" title="Posts tagged with free-ninety-five">free-ninety-five</a>.</p>
<p>Why cut up the card, though? What will that do? Well, it helps in the  discipline, keeps us on track. We will pay all of our utility bills online, and  we will withdraw <a href="http://www.dodgefam.com/archives/tag/cash" class="st_tag internal_tag" rel="tag" title="Posts tagged with cash">cash</a> for groceries, household goods, and childcare expenses. We  have actual envelopes that will hold all of our funds for the month, and if an  envelope runs out&#8230;there is no &#8220;borrowing&#8221; from another one. We can evaluate  how much is in each envelope at the end of the month, and if some categories are  short and others are alright, we can shuffle the money around.</p>
<p>Here&#8217;s to getting debt free! <em><strong>WOOHOO!!!</strong></em></div>
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